Buy To Let Mortgages for UK Ex Pats

Buy to Let Mortgages for UK Ex Pats. Expats find the UK still offers very solid and profitable returns.

Expat buy-to-let investments will continue to offer attractive rates of return compared to other asset classes, expat investors have increasingly searched out cheaper and higher yielding properties, research has found.

 The expat private rented sector has grown substantially in recent years. One in five (4.7 million) households in England now rent privately.

Nearly half of 25- to 34-year-olds live in the private rented sector (46%), almost double the percentage in 2006 (24%). There has also been a considerable increase in the proportion of 35-44-year-olds in the private rented sector over the past decade, rising from 11% to 29%.

The wise expat will use an independent broker!

Borrowers going through an independent mortgage adviser have access to many more mortgages than those going direct to the lender, including specialist mortgages for the self-employed and later life lending solutions such as lifetime mortgages.

Buy to Let Expat UK homeowners who benefitted from an independent mortgage adviser searching the market for the best expat mortgage deal were more likely to have switched in the last five years (39%), compared to just 22% of those who went direct.

Expat borrowers who used an expat independent mortgage adviser were also overwhelmingly in favour of doing so again. 98% said that they found the support of a mortgage adviser ‘invaluable’ and a further 95% said they would recommend using an independent mortgage adviser to family or friends.

Help required?

If you would like to review your current expat mortgage or apply for the first time, please do make contact. 0ne of our expert independent advisers will be happy to guide you.