I need an expat mortgage. Who needs an expat mortgage? Firstly Britons living abroad, either temporarily or permanently, will need to obtain a mortgage from a lender that has chosen to lend to expats. Typically, expats are looking to invest in buy-to-let property whilst living overseas. Also perhaps to provide an income in retirement or […]
Expat Buy-to-Let v Holiday Let? The average holiday let generated annual rental income in excess of £25,000 in 2024, more than double the average of £12,130 for residential properties, according to recent figures!! The average holiday let property generates a whopping £1340 a week, almost FIVE times the average weekly rent in the UK. There […]
Can I get a better expat mortgage rate? Expats are advised to check their current mortgage deal!! Firstly if you are one of the thousands of expats who have not re-mortgaged you may get a better rate. If you are still on a standard variable rate deal now is the time to review your circumstances. […]
Investment property for UK Expats. Average UK house prices have broken through the £300,000 mark for the very first time as the demand continues to grow month on month. According to the largest estate agent in the UK the overall average house price has risen to a staggering £304,000 in November 2024. Expats who have […]
Buying UK Property when living abroad. Expat buy-to-let investments will continue to offer attractive rates of return compared to other asset classes. Expat investors have increasingly searched out cheaper and higher yielding properties, research has found. Living abroad and buying a flat, apartment or house in the UK doesn’t have to be a tedious task. […]
Fixed Rate Deal For UK Expats looking for stability. Expats with mortgages on UK properties are looking to lock in a longer fixed deal than ever before. Experts believe this situation has been brought about due to the uncertainty and what could happen to the mortgage market in the immediate future. Popularity of longer-term deals […]
Independent Mortgage Broker. Always use an independent broker for ease and efficiency. Firstly Expats are now using an independent broker more than ever before, whether it be a new or re-mortgage. A recent independent survey showed using a broker will reduce completion times, also specialist brokers are fully versed in the expat mortgage process and […]
Expat Buy-to-let or Holiday Let?– better for you? Firstly To qualify as a furnished holiday-let for tax purposes, HMRC has certain terms you must meet. Your expat buy-to-let must be available for let at least 210 days a year and let out for at least 105 days a year. Each individual furnished holiday-let property must […]
Buying UK Property When Living Abroad. Expat buy-to-let investments will continue to offer attractive rates of return compared to other asset classes. Expat investors have increasingly searched out cheaper and higher yielding properties, research has found. Living abroad and buying a flat, apartment or house in the UK doesn’t have to be a tedious task. […]
Best Expat remortgage rates If you are one of the thousands of expats who have not re-mortgaged, and you are still on a standard variable rate deal now is the time to review your circumstances. If the predictions are correct interest rates are due to rise early in the 2025 with further rises on the […]