Expat Buying a UK Property

Expat Buying A UK Property – Require a mortgage on a UK property?

It is perfectly possible for you to get a mortgage while working abroad.

You just need to use a mortgage adviser who is familiar with what are called expat mortgages.

These are mortgages for UK nationals who, like you, are working abroad but want to buy property in the UK. Whether it’s on a residential or buy-to-let basis.

UK expats do find it harder to get a mortgage than Britons on the mainland. Harder, yes, but not impossible, especially when you use a specialist expat broker who knows which lenders are likely to lend to you and which will do so on the best terms for your personal circumstances.

Expats should seek independent mortgage advice, it’s a great deal easier!

Thousands of expat borrowers could be missing out on a better mortgage deal by not speaking to an independent adviser, research has found.

Without seeking independent Expat mortgage advice, individuals would have missed out on the extra mortgage deals that are only available through an independent mortgage adviser/broker.

Expat mortgage approvals are increasing.

Approvals for house purchases in the UK by expats increased towards the end of 2023 and 2024 has followed the same pattern according to the latest figures.

The number of expat loan approvals for purchasing so far this year is 19% on the same period last year. Re-mortgaging saw an astonishing increase of 33% over the same period.

Can we help make your life easier?

If you are looking for a new or re-mortgaging, please do make contact and one of our fully independent advisers will be happy to assist.