Expat Mortgage Options and are good interest rates for expats still available on buy-to-lets?

Well, the answer to that is yes! If you have a sizable deposit then rates are even better.

Recent findings show that with the current interest rates available expat landlords are making a decent return on their investment.

We have seen an increase in longer term fixed rate mortgages recently. As such clients want to set their outgoings of their investment property. There is also talk of rate rises later this year so this route would seem a very sensible one to consider.

It is commonly known with expat buy-to-let mortgages the larger the deposit you can put down the better the deal that can be secured.

Recent figures show that an estimated 191,000 expats own property in the UK. Also the vast majority let their properties out to achieve extra income.

Demand for good quality rental property In the UK continues to rise year on year due prospective first-time buyers not being able to get onto the so called “property ladder”.

Rents are at an all-time high and will be rising later this year if the experts are correct.

Existing expat landlords remain confident that the future is good. They have every right to do so as property in the UK continues to increase in value consistently. Last year which was poor expats still saw their investment rise between 2-3%.

Need assistance?

Our professional independent advisers are used to dealing with all types of expat buy-to-let mortgages. They have vast experience in expat mortgage options. Please do call to discuss your requirements and we will be happy to help.

Expat Buying A UK Property – Require a mortgage on a UK property?

It is perfectly possible for you to get a mortgage while working abroad.

You just need to use a mortgage adviser who is familiar with what are called expat mortgages.

These are mortgages for UK nationals who, like you, are working abroad but want to buy property in the UK. Whether it’s on a residential or buy-to-let basis.

UK expats do find it harder to get a mortgage than Britons on the mainland. Harder, yes, but not impossible, especially when you use a specialist expat broker who knows which lenders are likely to lend to you and which will do so on the best terms for your personal circumstances.

Expats should seek independent mortgage advice, it’s a great deal easier!

Thousands of expat borrowers could be missing out on a better mortgage deal by not speaking to an independent adviser, research has found.

Without seeking independent Expat mortgage advice, individuals would have missed out on the extra mortgage deals that are only available through an independent mortgage adviser/broker.

Expat mortgage approvals are increasing.

Approvals for house purchases in the UK by expats increased towards the end of 2023 and 2024 has followed the same pattern according to the latest figures.

The number of expat loan approvals for purchasing so far this year is 19% on the same period last year. Re-mortgaging saw an astonishing increase of 33% over the same period.

Can we help make your life easier?

If you are looking for a new or re-mortgaging, please do make contact and one of our fully independent advisers will be happy to assist.